Holy crap! I just updated my old Financial Milestones page from way back when, and it turns out that I have (with a lot of help from others, to be sure!) paid off ten thousand dollars since 2005. Not counting student loan payments, by the way--this is just straight up credit card and personal debt!
That is a non-trivial amount of money! It has often seemed like I wasn\'t making any progress at all, but actually I\'m two-thirds of the way done--only six grand left to go!!