Ok, that previous post was meant to have a little more depth to it...
Step 1. Open a new checking account with awesome, super-nice electronic bank ING.
Step 2. Decide, \"Hey, they have no overdraft fees! I\'ll pay all my bills with them, instead of my current $25-per-overdraft-even-if-it\'s-a-penny bank!\"
Step 3. Pay all your bills with new online bank.
Step 4. Realize that you\'ve never actually transfered any money into the new account.
Step 5. Date someone awesome.